When you get in a collision, it can be a challenge to remember what you should do. From damage to your can to injuries occurred to you and your passengers, the stress you undergo can cause a great deal of confusion. Having a checklist of responsibilities can help you ensure that you complete what must be done in a reasonable amount of time. Here are a few things you should be concerned about after an accident.
Get the Full Value Of What Your Car Is Worth
How much does an accident devalue a car? The answer can vary greatly. As someone who has been in a collision, you need to be aware of what resources are available to you when you file a claim. Along with the standard coverage that you get with your policy, which takes care of repairs to get your automobile back to the way it was, you should also seek out help with its diminished value. A personal injury attorney can help you recover this from the insurance company from the individual at fault. Set up an appointment to meet with them to discuss your options and how you should proceed. They will help you determine the amount that you lost and guide you as you proceed to make a case against the other party. This excess cash will make up for what you lost due to the other driver’s carelessness.
Injuries That Happen To You Or Your Passengers
The first thing you must do when you are hit by someone else is evaluate everyone for injuries within the automobile. Unless there is an issue with the vehicle itself that could endanger your lives, you should stay put if you are injured. Call an ambulance if it is warranted. However, even if you feel alright, be aware of any strange aches or dizziness within a few days of the event. Car accidents can still cause damage to you even if you are fine at the moment. The stress you undergo can mask situations that will come to light later on. Note anything that has happened to the individuals involved so that you can turn the details into your insurance. This is also an area where a personal injury lawyer can help you. They will make sure that you are paid for any medical bills that occur and cover the time you must take off from work to heal.
File a Claim
To get the cash you will need to fix your car and pay your medical bills, you must file a claim with your carrier detailing what happened and who is at fault. Get your vehicle off the road to keep all those involved safe from oncoming traffic. Exchange your driver license and insurance information with the other party and be sure to note what they give you. This data should be kept somewhere safe until you can turn it into your agent. Take photos of the damage to submit with the paperwork. This should expedite the process so you can get your automobile repaired. Check to see if your company has an app to handle these situations. It is a one-stop to all that you can use that submits pictures and documentation from your phone.
Stay On Top Of the Process
Depending on the reliability of your agent, it can take a long time to get your claim resolved. This can be very frustrating, especially if you have bills that must be paid. In the event that you see little progress happening on your case, you may need to speak to your personal injury lawyer, and ask them to investigate what might be happening. They can provide you with the options to get your settlement so you can take care of your injuries and property. Car accidents can be stressful and confusing to those involved in them. Knowing how to get the value for your car, taking care of any injuries incurred, and staying on top of the process will have the situation resolved quickly.